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Homeowners insurance typically does not cover flood damage.

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FAQ

Does flood insurance cover flood damage caused by hurricanes, rivers, or tidal waters?

Yes, providing that, if confined to your property, the flood water covers at least two acres. A general condition of flood also exists if two properties are affected, one of which is yours.

Back to Frequently Asked Questions: Types of Flood Insurance

Last Updated: Thursday, 26-Jan-2012, 7:20 PM (EST)