Resources

How is my flood insurance premium calculated?

A number of factors are considered when determining your flood insurance premium. These factors include: the amount and type of coverage being purchased, location and flood zone, and the design and age of your structure. For homes in high-risk areas (e.g., Special Flood Hazard Areas or AE, VE Zones) built after the first Flood Insurance Rate Maps were drawn for that community, the elevation of the building in relation to the base flood elevation is also required. For more information, visit Flooding and Flood Risks or download Flood Insurance Basics [PDF 27KB] to learn more.

Note: Adobe Reader is required to download PDF documents. Download the Free Adobe Reader.

Back to Frequently Asked Questions: Policy Costs and Terms