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Homeowners insurance typically does not cover flood damage.

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FAQ

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?

Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

Back to Frequently Asked Questions: Flood Zone

Last Updated: Tuesday, 01-May-2012, 1:06 PM (EDT)