Floodsmart.gov The official site of the National Flood Insurance Program

Call toll free: 1-888-379-9531 or have us call you

Home About The National Insurance Program Residential Coverage Commercial Coverage Preparation & Recovery

Agent Site
Agent Locator
Community Resources
File Your Claim
Frequently Asked Questions
Glossary
Flood Facts
Media Resources
Toolkits
Email Updates

Homeowners insurance typically does not cover flood damage.

Resources

FAQ

What is a Special Flood Hazard Area (SFHA)?

Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

Back to Frequently Asked Questions: Flood Zone

Last Updated: Thursday, 26-Jan-2012, 7:21 PM (EST)