West Coast Rainy Season
The West Coast Rainy Season usually lasts from November to April, bringing heavy flooding and increased flood risks with it; however, flooding can happen at any time.
A string of large wildfires have dramatically changed the landscape and ground conditions, causing fire-scorched land to become mudflows under heavy rain. Experts say that it might take years for vegetation to return, which will help stabilize these areas.
The West Coast also has thousands of miles of levees, which are meant to help protect homes and their land in case of a flood. However, levees can erode, weaken or overtop when waters rise—often causing catastrophic results.
Be prepared! Purchase flood insurance for your home (and business) and its contents, take an inventory of your belongings and make an emergency plan for you and your family. For more information, click here.
Floods can happen almost anywhere. They are not limited to coastal areas or to devastating tropical storms. Find Out More
PRIMARY RESIDENCE DISCLAIMER
For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.