
You can cover your home and its contents for one low price.
A Preferred Risk Policy is available to homeowners and renters in moderate-to-low risk areas for as low as $119 per year. Use our Flood Risk Profile to the right to find out if you may be eligible for a Preferred Risk Policy.
25% of flood claims come from moderate-to-low risk areas.
In moderate-to-low risk areas, the risk of flooding is reduced, but not completely removed. Find out what flood-risk area you live in by using our Flood Risk Profile to the right.
Only flood insurance covers flood damage.
Standard homeowners insurance doesn’t cover flood damage.
But with a Preferred Risk Policy, you can get coverage for your home and its contents.
Find your flood risk by using the Flood Risk Profile to the right.
500 C Street SW, Washington, D.C. 20472
Disaster Assistance: (800) 621-FEMA, TTY (800) 462-7585
U.S. Department of Homeland Security
FEMA Home | Contact FEMA | Privacy Policy | Important Notices | FOIA | USA.gov | DHS