Skip Navigation

Media Resources

Hurricanes Can Bring Inland Flooding

This Hurricane Season, be FloodSmart about storm effects, wherever you live

Statistics from the National Flood Insurance Program

Hurricane Season 2004
The 2004 Hurricane season was the costliest in our Nation's history. Five hurricanes hit the United States last year, four of which struck Florida in close succession, including Hurricane Charley, the first Category 4 storm to make landfall in the state since Hurricane Andrew in 1992.

States up and down the Eastern United States were affected by the storms either at their full hurricane strength or after they had been downgraded to tropical storms. Many of the tropical storms caused major inland flooding damage along the Appalachian mountain chain.

Inland Flooding: Did you know

Inland flooding is the most deadly result of a hurricane..

Inland flooding can be a major threat to communities hundreds of miles from the coast as heavy rain falls from these huge tropical air masses. .

A tropical storm can produce more rainfall than a Category 5 hurricane. For example, Tropical Storm Allison dropped over 30 inches of rain as it passed over Houston, TX in 2001.. A slow moving or stalled tropical storm can produce considerably more rainfall in a given area than a fast moving intense hurricane. As all hurricanes weaken to tropical storms and move inland, the threat of torrential rains over large areas intensify the risks of flooding for inland communities and states.

Inland flooding can occur almost immediately and even a small amount of flooding can cause significant risk and damage. As tropical storms move inland, rainfall dumped in short timeframes can result in flash flooding that can last up to a week or more. Just six inches of moving water can sweep a person off his or her feet, and only a few inches of water can cause thousands of dollars of damage to homes and businesses.

Be FloodSmart Inland Flooding Preparedness Tips:

  • Monitor any tropical storm systems. Make sure you and your family are aware of storm paths and pay attention to any flood-related advisories or warnings for your community.
  • Make sure you have an emergency plan and contact. Plan and practice a flood evacuation route and ask someone out of state to be a "family contact" in case you are separated from loved ones.
  • Get flood insurance. Visit www.FloodSmart.gov or call 1-800-427-2419 to learn your risk, prepare for inland flooding, and discover how to purchase a National Flood Insurance Policy. A 30-day wait period means you should act now to protect your property. The toll-free number and Web site provide flood insurance resources and information, including tools to find an agent and estimate the cost of insurance premiums.

PRIMARY RESIDENCE DISCLAIMER


For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.

How Can I get Covered?

  • Rate your risk
  • Estimate your premiums
  • Find an agent

Contact Us | Site Map | Help | NFIP
Change font size
Last Updated: Thursday, 09-May-2013, 1:21 PM (EDT)

500 C Street SW, Washington, D.C. 20472
Disaster Assistance: (800) 621-FEMA, TTY (800) 462-7585
U.S. Department of Homeland Security
FEMA Home | Contact FEMA | Privacy Policy | Important Notices | FOIA | USA.gov | DHS | Agent Site