NFIP Statistics

• Floods are the #1 most common natural disaster in the United States.
• In the past 10 years (1996-2005) the average flood insurance claim paid in the US was more than $42,000 per year.
• In the past 10 years (1996-2005) the NFIP paid nearly $24.5 billion to flood insurance customers.
• The average premium for a yearly flood insurance policy is around $500.
• 20 to 25 percent of all flood insurance claims are filed in low- to moderate-risk areas.
• The NFIP paid nearly $16 billion in flood insurance claims to-date homeowners, business owners, and renters during the 2005 hurricane season.
• Top ten states receiving claims payments during the 2005 hurricane season:
  

  State	Total Number of 2005 Claims	Total 2005 Claims Payments
  Louisiana	150,112	$13,058,714,083
  Mississippi	18,159	$2,408,542,044
  Florida	20,861	$545,474,559
  Alabama	5,627	$270,239,349
  California	2,419	$74,471,032
  Pennsylvania	1,783	$57,388,644
  New Jersey	3,100	$56,091,452
  Texas	2,295	$52,668,049
  New York	4,780	$52,541,030
  North Carolina	1,373	$18,599,595