(day after a storm)
GREG: "As a home, there are things I'm supposed to do. Like, keep one of these over your head. (points up to roof)
Well, I wasn't 'supposed' to need flood insurance, but I have it. Fred over here chose not to have it."
(camera moves back to our character)
Me, I've got a plan. Fred he uh... Fred what is your plan?"
FRED: "Do I look like I have a plan?"
GREG: "Not really."
VO: "Only flood insurance covers floods. For a free brochure, call 1-888-FLOOD15."