When high-risk becomes higher, secure cost-savings
If your property is now at an even higher risk of flooding – renew or purchase flood insurance before the maps change to stay protected and save money.
Flood insurance is required if you have a mortgage from a government-backed lender.
Even if you don’t have a loan, you are strongly encouraged to purchase a policy. In a high-risk area, there is a 1 in 4 chance of flooding in the next 30 years.
Finding ways to reduce your flood insurance costs
If you purchase or renew coverage before the map update takes place, you’ll secure a “grandfathered” rating, locking in rates based on your current lower-risk zone.
To keep your lower rates, remember to renew your policy annually and stay protected.