When high-risk becomes higher, secure cost-savings

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If your property is now at an even higher risk of flooding – renew or purchase flood insurance before the maps change to stay protected and save money.

Flood insurance is required if you have a mortgage from a government-backed lender.

Even if you don’t have a loan, you are strongly encouraged to purchase a policy. In a high-risk area, there is a 1 in 4 chance of flooding in the next 30 years.

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Contact your insurance agent today to find ways to lower your costs.

Finding ways to reduce your flood insurance costs

Flood insurance costs are higher for higher-risk areas. But, there are ways to save money, including taking steps to reduce your property’s flood risk.

If you purchase or renew coverage before the map update takes place, you’ll secure a “grandfathered” rating, locking in rates based on your current lower-risk zone.

To keep your lower rates, remember to renew your policy annually and stay protected.