Hurricane Harvey flood survivor stands in her home under construction.

Protect the life you’ve built with flood insurance.

The 2017 hurricane season was one of the most devastating and costly on record. And it can happen again—forecasters predict that 2018 will be an above-average hurricane season.

Don’t get caught unprepared. Call your agent and purchase flood insurance to protect your home and business now, before the next storm strikes. Just one inch of water in an average-sized home can cause more than $25,000 in damage, and the average flood claim in 2017 was $90,000.

Act now—policies typically take up to 30 days to go into effect, and most homeowners insurance does not cover flood damage.

Spotlight on: Hurricane flood survivors.

After the devastating 2016 and 2017 hurricane seasons, we captured the stories of four National Flood Insurance Program (NFIP) policyholders who experienced flooding damage during Hurricanes Harvey, Irma, or Matthew. Flood insurance gave them the financial help they needed to rebuild safer and stronger after the storms.

These survivors – from a former U.S. Army Sergeant to a Houston retiree – demonstrate the positive impact of flood insurance and the peace of mind that comes with protecting your family and home.

Is my home or business at risk of flooding?

Areas at heightened risk include coastal areas on the Atlantic and Gulf of Mexico—up to 100 miles inland—Puerto Rico and the U.S. Virgin Islands, including many areas outside of high-risk flood area. In fact, more than half of Hurricane Harvey flood claims came from low-to-moderate-risk flood areas.

This hurricane season, make sure that you’re protected.

Get flood insurance today. The agent who helps you with your homeowners, renters, or commercial insurance may also be able to help you purchase flood insurance. Here is a list of participating Write Your Own (WYO) companies.

If your insurance agent does not sell flood insurance, you can contact the NFIP Help Center at 800-427-4661.

NFIP flood insurance policies can only be purchased for properties within communities that participate in the NFIP. Ask your agent if your community participates, or look it up online in the Community Status Book.