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Frequently Asked Questions

Are the additional two years of the PRP retroactive?

No. The good news is that moving forward, those eligible for the PRP will be able to purchase their policies at the lower rate for two years.

Back to Frequently Asked Questions: Preferred Risk Policy (PRP) Eligibility Extension

PRIMARY RESIDENCE DISCLAIMER


For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.

How Can I get Covered?

  • Rate your risk
  • Estimate your premiums
  • Find an agent
 

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