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Frequently Asked Questions

How can I get flood insurance?

If you live in a community that participates in the National Flood Insurance Program (NFIP), you are eligible to purchase flood insurance. Find out if your community is one of more than 21,800 communities that have implemented floodplain management measures and participate in the National Flood Insurance Program. See a list of participating NFIP communities and learn more about NFIP in your community.

To buy a flood insurance policy, call your insurance agent or company, or find an agent serving your area by filling out the Flood Risk Profile.

Back to Frequently Asked Questions: Policy Costs and Terms

PRIMARY RESIDENCE DISCLAIMER


For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.

How Can I get Covered?

  • Rate your risk
  • Estimate your premiums
  • Find an agent
 

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