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Frequently Asked Questions

If I already have a PRP, how much will my policy increase due to this change?

Starting January 1, 2011, policyholders with a PRP will see a modest increase of $10 as they renew their policies. This small increase in premium ensures to all PRP policyholders that if maps ever change, they will have two years of lower premiums.

Back to Frequently Asked Questions: Preferred Risk Policy (PRP) Eligibility Extension

PRIMARY RESIDENCE DISCLAIMER


For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.

How Can I get Covered?

  • Rate your risk
  • Estimate your premiums
  • Find an agent
 

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