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Frequently Asked Questions

Is my city at risk?

Nearly every year since 1851, at least one hurricane has reached the United States. On average there are 6 hurricanes in a season. As all hurricanes weaken to tropical storms and move inland, the threat of torrential rains over large areas intensifies the risks of flooding for inland communities and states. Flooding from hurricanes can occur hundreds of miles from the coast placing communities, which would not normally be affected by the strongest hurricane winds, in great danger. Although any coastal area is at risk, certain cities are particularly vulnerable and may have incurred losses even higher than those incurred when Hurricane Katrina struck New Orleans.

Back to Frequently Asked Questions: Hurricane Preparations

PRIMARY RESIDENCE DISCLAIMER


For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.

How Can I get Covered?

  • Rate your risk
  • Estimate your premiums
  • Find an agent
 

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Last Updated: Sunday, 13-Apr-2014, 4:36 PM (EDT)

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