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Frequently Asked Questions

Why does my risk show up as “undetermined”?

Undetermined risk typically occurs in sparsely populated areas and means that a flood hazard analysis has not yet been conducted. Your agent can help you determine your risk level and give you more information on coverage that will be right for you.

Back to Frequently Asked Questions: Risk Assessment

PRIMARY RESIDENCE DISCLAIMER


For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.

How Can I get Covered?

  • Rate your risk
  • Estimate your premiums
  • Find an agent
 

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