Skip to Main Content

Winter Rainy Season

Anywhere It Can Rain, It Can Flood.

Floods are the most common natural disaster in the United States. And you don't need to live on the coast to be at risk. Flash floods, inland flooding, and seasonal storms affect every region of the country, severely damaging homes and businesses.

Dams

Dam failure may occur within hours of the first signs of breaching or overtopping.

Learn More >

El Niño

El Niño is characterized by unusually warm ocean temperatures in the Equatorial Pacific.

Learn More > Aprende Mas >

Flood
After Fire

Many Areas in the western states are at an increased flood risk due to wildfires in recent years.

Learn More >

Heavy Rains

Several area of the country are at a heightened risk for flooding due to heavy rains. This excessive amount of rainfall can happen throughout the year...

Learn More >

Levees

Levees are designed to protect against a certain level of flooding. However, levees can and do decay over time, making maintenance a serious challenge.

Learn More >

New Development

Construction and development can change natural drainage paths and create brand-new flood risks.

Learn More >

Coastal Homes and Business

Hurricanes and tropical storms can pack a powerful punch, with soaking rain, flying debris, high winds...

Learn More >

Winter Flooding

The cold winter season can lead to flooding situations, such as jams, snowmelt, and coastal flooding.

Learn More >

Everyone is at risk

Floods can happen almost anywhere. They are not limited to coastal areas or to devastating tropical storms. Find Out More

Adobe Reader Note: Adobe Reader is required to view PDF documents. Download the Free Adobe Reader

PRIMARY RESIDENCE DISCLAIMER


For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.

How Can I get Covered?

  • Rate your risk
  • Estimate your premiums
  • Find an agent
 

Contact Us | Site Map | Help | NFIP | Glossary | Email Updates
Last Updated: Thursday, 25-Aug-2016, 10:44 AM (EDT)

500 C Street SW, Washington, D.C. 20472
Disaster Assistance: (800) 621-FEMA, TTY (800) 462-7585
U.S. Department of Homeland Security