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Winter Rainy Season

Winter Rainy Season

Winter Rainy Season

Heavy rains are common in many parts of the United States during the winter months. These storms often lead to flooding.

Several large wildfires in the western United States have dramatically changed the landscape and ground conditions, resulting in fire-scorched land that can lead to flash floods and mudflows under heavy rain. Experts say that it might take years for vegetation, which will help stabilize these areas, to return.

In cold climates across the nation, heavy rain sometimes follows heavy snow. The frozen ground cannot absorb the rain-soaked snow pack, so flooding occurs.

Along the Atlantic Coast, nor'easters can bring heavy rains, snow, and wind-driven waves that can lead to flooding and beach erosion.

Be prepared! Purchase flood insurance for your home (and business) and its contents, take an inventory of your belongings and make an emergency plan for you and your family. For more information, click here.

Wildfires & Rainy Season—A Recipe for Flooding

Wildfires & Rainy Season

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Other Winter Flood Risks


Everyone is at risk

Floods can happen almost anywhere. They are not limited to coastal areas or to devastating tropical storms. Find Out More


For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.

How Can I get Covered?

  • Rate your risk
  • Estimate your premiums
  • Find an agent

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Last Updated: Thursday, 19-May-2016, 3:20 PM (EDT)

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