Skip to Main Content

Homeowner Flood Insurance Reform Act of 2014

Homeowner Flood Insurance Reform Act of 2014

Recent legislation phases out subsidies for some older buildings in high-risk flood areas. As a result, rates for these buildings will rise until they reach full-risk rates. In addition, all policyholders will be subject to new assessments and surcharges.

Get the latest information and resources about flood insurance reform legislation.

 

PRIMARY RESIDENCE DISCLAIMER


For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.

How Can I get Covered?

  • Rate your risk
  • Estimate your premiums
  • Find an agent
 

Contact Us | Site Map | Help | NFIP
Change font size
Last Updated: Wednesday, 08-Apr-2015, 3:26 PM (EDT)

500 C Street SW, Washington, D.C. 20472
Disaster Assistance: (800) 621-FEMA, TTY (800) 462-7585
U.S. Department of Homeland Security
FEMA Home | Contact FEMA | Privacy Policy | Required Notices | FOIA | USA.gov | DHS | Agent Site | Accessibility