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Hurricanes Can Bring Inland Flooding

This Hurricane Season, be FloodSmart about storm effects, wherever you live

Statistics from the National Flood Insurance Program

Tropical Storm Isaac: August 2013
Areas impacted by Hurricane Isaac had nearly 11,970 paid losses totaling more than $544 million with an average amount paid more than $45,000.

Superstorm Sandy: October 2012
Areas impacted by Superstorm Sandy had more than 128,000 paid losses totaling more than $7.7 billion with an average paid amount of more than $60,500.

Hurricane Irene: August 2011
Areas impacted by Hurricane Irene had more than 44,000 paid losses totaling more than $1.3 billion with an average amount paid of more than $29,500.

Tropical Storm Lee: September 2011
Areas impacted by Tropical Storm Lee had more than 9,800 paid losses totaling more than $450 million with an average amount paid more than $46,000.

Tropical Storm Ida: November 2009
Areas impacted by Hurricane Ida had more than 5,600 paid losses totaling more than $102 million with an average amount paid more than $18,000.

Hurricane Ike: September 2008
The devastating effects of Hurricane Ike were felt not only in TX, which saw considerable storm surge damage, but also in states as far north as PA and MI. Significant wind and flooding damage was seen in LA, AR, TN, IL, IN, KY, MO, OH, MI, and PA. Severe gasoline shortages occurred in the southeast U.S. due to damaged oil platforms, storage tanks, pipelines and off-line refineries.

There were more than 46,000 paid losses to the areas impacted by Hurricane Ike totaling more than $2.6 billion with an average paid amount more than $57,000.

Hurricane Gustav: September 2008
Hurricane Gustav made landfall in Louisiana causing significant wind, storm surge and flooding damage in AL, AR, LA and MS.

The areas damaged by Hurricane Gustav had more than 4,500 paid losses totaling more than $112 million with an average paid amount in excess of $24,700.

Hurricane Katrina: August 2005
The devastating effects of Hurricane Katrina were felt not only in Louisiana but all along the Central Gulf Coast. Significant wind and flooding damage was seen in Louisiana, Alabama and Mississippi. Hurricane Katrina had more than 167,000 paid losses totaling more than $16 billion. The average amount paid was over $97,000

Hurricane Rita: September 2005
Areas impacted by Hurricane Rita had more than 9,500 paid losses totaling over $474 million with an average amount paid of nearly $50,000

Tropical Storm Tammy: October 2005
Areas impacted by Tropical Storm Tammy had more than 4,100 paid losses totaling nearly $45 million with an average amount paid of more than $10,500

Hurricane Wilma: October 2005
Areas impacted by Hurricane Wilma had more than 9,600 paid losses totaling over $365 million with an average amount paid of nearly $38,000

Hurricane Dennis: July 2005
Areas impacted by Hurricane Dennis had more than 3,800 paid losses totaling nearly $120 million with an average amount paid of more than $31,000.

Inland Flooding: Did you know

In the last 30 years inland flooding has become the most deadly result of a hurricane.

Inland flooding can be a major threat to communities hundreds of miles from the coast as heavy rain falls from these huge tropical air masses. .

A tropical storm can produce more rainfall than a Category 5 hurricane. For example, Tropical Storm Allison dropped more than 30 inches of rain as it passed over Houston, TX in 2001. A slow moving or stalled tropical storm can produce considerably more rainfall in a given area than a fast moving intense hurricane. As all hurricanes weaken to tropical storms and move inland, the threat of torrential rains over large areas intensifies the risks of flooding for inland communities and states.

Inland flooding can occur almost immediately and even a small amount of flooding can cause significant risk and damage. As tropical storms move inland, rainfall dumped in short timeframes can result in flash flooding that can last up to a week or more. Just six inches of moving water can sweep a person off his or her feet, and only a few inches of water can cause thousands of dollars of damage to homes and businesses.

Be FloodSmart Inland Flooding Preparedness Tips:

  • Monitor any tropical storm systems. Make sure you and your family are aware of storm paths and pay attention to any flood-related advisories or warnings for your community.
  • Make sure you have an emergency plan and contact. Plan and practice a flood evacuation route and ask someone out of state to be a "family contact" in case you are separated from loved ones.
  • Get flood insurance. Visit www.FloodSmart.gov or call 1-800-427-2419 to learn your risk, prepare for inland flooding, and discover how to purchase a National Flood Insurance Policy. A 30-day wait period means you should act now to protect your property. The toll-free number and Web site provide flood insurance resources and information, including tools to find an agent and estimate the cost of insurance premiums.

PRIMARY RESIDENCE DISCLAIMER


For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.

How Can I get Covered?

  • Rate your risk
  • Estimate your premiums
  • Find an agent
 

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Last Updated: Thursday, 21-Jul-2016, 1:51 PM (EDT)

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