GREG: "I'm a home in a high-risk flood area. It doesn't look risky. I mean, Phil, does this look risky to you? Nancy? Fred?"
('Phil' shrugs his shoulders, the other homes shake their heads or silently convey 'No')
"Well it is. In a high-risk area, there's a 1-in-4 chance homes like us will flood. I'm glad I got flood insurance. Fred, you should look into it."
FRED: "I'm a risk-taker."
VO: "Only flood insurance covers floods. Visit floodsmart.gov/myrisk to learn your risk."