Hurricane Helene

If you have flood insurance from FEMA's National Flood Insurance Program and experienced flooding during Hurricane Helene, visit How Do I Start My Claim to learn more about how to file your flood insurance claim. Further details on FEMA operations can be found on the following links: https://www.fema.gov/hurricane-helene Spanish: https://www.fema.gov/es/helene 

In Chicago, you are flooded with choices.

There’s so much to do and see; you’re not thinking about flooding. But flooding can happen anywhere, even if you’re far from the Chicago River, Lake Michigan or any other water source.

Enjoy life in Chicago and all its amazing choices: Get flood insurance.
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Things You Need to Know

What causes flooding in cities?

Changing weather patterns, more storms, an increase in stormwater runoff and overwhelmed stormwater systems can all lead to flooding.

Street map of Chicago covered by water waves

What is my risk?

Flooding is the most common and costly natural disaster. Where it can rain, it can flood.

Ranch house during intense storm

What should I do to protect my home from flooding?

Most homeowners and renters insurance does not cover flood damage. Talk to your insurance agent to get coverage.

Ranch house in bright daylight under partially cloudy skies

What about rentals?

Your landlord may have flood insurance to cover the building, but not your personal belongings. Contents-only flood insurance is available to protect the things you love.

Street map of Chicago with map markers on major destinations

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Multistory building with bottom floor submerged in flood water

Understand What Flood Insurance Covers

Learn What’s Protected

Suburban street submerged in flood water

Check Your Neighborhood’s Flood Risk

Learn Your Risk Level

Hand holding up dog-eared documents

Select the Policy That Works for You

Learn About Kinds of Coverage

Preserving Legacy and Community in Chicago's Flood Environment

One bad rain can take away everything you’ve built for decades. Thanks to insurance and mitigation efforts, you can rebuild and preserve the spaces that help communities thrive.

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Choose to Be Prepared for Flooding in Chicago

Follow these steps to protect your home and belongings from flood damage and you’ll be SET:

Important documents in a bin on a table

Store important documents in a waterproof space.

Red couch next to water cooler on floor covered by flood water

Elevate and anchor critical utilities.

Gutter downspout filled with leaves during storm

Toss out debris from gutters and drains.

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