Protect your property, preserve your memories with flood insurance

Re-secure your property and gain peace of mind

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$7B

NFIP policyholders in Florida received more than $7 billion in claim payments from 2013–2023.

32%

Nearly one-third of all NFIP claims are from outside high-risk flood zones. No home is completely safe from potential flooding. Where it can rain it can flood.

99%

Over the past 20 years, 99% of counties in the U.S. have experienced a flood event.

Are you going to continue to protect your home?

Flood events are common, yet most homeowners insurance does not cover flood damage. A National Flood Insurance Program policy protects your home and belongings.

Everyone lives in a community with some flood risk. It’s just a question of whether you live in a high-risk, low-risk or moderate-risk flood area. Visit Floodsmart.gov to see historic claims in your community.
Where it rains, it can flood. That’s true even if you don’t live near an ocean, lake or river. National Flood Insurance Program (NFIP) policies make recovery easier.
The National Flood Insurance Program offers two types of coverage: building coverage and contents coverage. Building coverage protects your home’s structure and utilities. Contents coverage protects personal belongings and appliances.
Three things determine your NFIP premium: where your property is built, how it’s built and what it would cost to replace it. It’s completely unique to you and your home. If you live in a low-risk area, you’ll pay less than someone who lives in a high-risk area.