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Protect the Life You’ve Built with Flood Insurance

Hurricanes are one of nature's most powerful and destructive events.  The 2018 hurricane season packed a devastating punch – 15 named storms, including Hurricanes Florence and Michael, that destroyed homes and livelihoods with costly flood damage. And it can happen again.

Whether your home floods due to a violent hurricane or just a heavy rain, flood insurance helps cover the cost of repairing your home and replacing your belongings. In fact, just one inch of flood water in an average-sized home can cause more than $25,000 in damage.

Call your insurance company or agent and purchase flood insurance today, so you’ll have the peace of mind that comes with knowing your largest financial asset is protected. Act now—policies typically take up to 30 days to go into effect, and most homeowners insurance does not cover flood damage .

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Get flood insurance: To purchase a flood insurance policy, call your insurance agent or company. To find an insurance provider, use the NFIP’s Insurance Provider locator to find an insurance provider in your state.

Flood insurance helps you get back to your routine

After the devastating 2018 and 2017 hurricane seasons, we captured the stories of flood survivors who experienced flood damage during Hurricane Florence, Harvey, and Matthew. Their flood insurance from the National Flood Insurance Program (NFIP) gave them the financial help they needed to rebuild safer and stronger after the storm.

Is my home or business at risk of flooding?

Areas at heightened risk include coastal areas on the Atlantic and Gulf of Mexico—up to 100 miles inland—Hawaii, and the U.S. Virgin Islands, including many areas outside of high-risk flood area. In fact, more than half of Hurricane Harvey flood claims came from low-to-moderate-risk flood areas.