Situation #2
Residents and Business Owners

Understanding "choice" versus "requirement"
For most property owners, their homes or businesses are their greatest investments. So they need to do their best to protect them. Now that flood insurance is a choice rather than a requirement in your community, many will wonder if they still need this coverage. All areas near levees are still at some risk for flooding, and flood insurance is the one of the best ways to be financially protected from the damage floods can cause.

Communicating with residents
It is important that property owners are made aware of the changes to the flood insurance requirements early and on a regularly. The materials in this section will help you communicate to them the flood risk near levees. There is also information about the full range of flood insurance options, including low-cost Preferred Risk Policies for which many may now qualify.