Hurricane Helene

If you have flood insurance from FEMA's National Flood Insurance Program and experienced flooding during Hurricane Helene, visit How Do I Start My Claim to learn more about how to file your flood insurance claim. Further details on FEMA operations can be found on the following links: https://www.fema.gov/hurricane-helene Spanish: https://www.fema.gov/es/helene 

Flood Risks and Costs

Anywhere it rains, it can flood. With flood insurance, you’ll be protected in the event of flood damage, whether it’s an inch of water or a major hurricane event.

The cost of flooding

Just one inch of flood water can cause more than $25,000 in damage.

What impacts my policy costs?

Your insurance premium depends on many factors – flood risk, home elevation, and more.

Policy costs and terms

Understand flood insurance policy costs, coverage limits, and deductibles.

How can I pay less?

Reducing your flood risk can reduce your flood insurance costs. Learn more.