Protect the life you’ve built
Floods are the most common and costly natural disasters in the United States. Flood insurance helps you rebuild your home and recover faster and more fully.
Everyone has some flood risk
Flooding can happen just about anywhere it rains or snows. That means your home or business is at risk of flooding no matter where it is. Check your community’s flood zone and map to better understand your risk.
Enter your ZIP code to discover your flood risk instantly.
Coastal Flooding
Riverine Flooding
Hurricane Flooding
Floods can happen anywhere
99%
Since 1996, 99% of U.S. counties have been impacted by flooding. But only 4% of homeowners have flood insurance.
32%
Nearly one-third of NFIP flood insurance claims come from outside high-risk flood areas.
$68K
Policyholders get an average $68,000 claim payment, and they never have to repay it.
Flood insurance helps communities recover
Frequently asked questions about flood insurance
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What is a flood?
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In simple terms, a flood is an excess of water on land that is normally dry. They’re one of the most common natural disasters.
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What does flood insurance cover?
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Policies from the National Flood Insurance Program (NFIP) protect both your building and your belongings.
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How much does flood insurance cost?
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How much you pay for flood insurance depends on where your property is located and how its built.
