Flooding is the most common — and the most expensive — disaster
$8,801,648,062
In 2024, floods caused more than $8 trillion-worth of damage to homes and businesses nationwide, according to FEMA.
Flooding doesn’t only happen after a hurricane or on the coast.
$3,895,813,964
Of the flood damage in 2024, FEMA reported $3.8 trillion occurred in communities that aren’t considered high-risk.
Disasters like wildfires and atmospheric rivers increase your risk of flooding — and damage costs.
587
There were 587 flooding disasters last year, not including any flooding that happened as a result of named hurricanes and tropical storms, according to FEMA.
Costs can rise even after floodwaters recede
Managing repairs costs you time
Coordinating services and staying on top of workers requires a lot of time, causing stress to your peace of mind.
Disaster assistance can only go so far
Federal disaster assistance is designed to kick-start recovery, not rebuild your life. It’s not enough to restore damaged property or replace lost items.
You may have to make changes as you rebuild
When it's time to rebuild, you may need to meet local floodplain management requirements that help you reduce future flood damage.
Flood insurance is financial protection to aid your recovery
Most homeowners insurance does not cover flooding. And federal disaster assistance is not guaranteed. A flood insurance policy from the National Flood Insurance Program (NFIP) is the best way to protect your property.
