Protect the life you’ve built
Floods are the most common and costly natural disasters in the United States. Flood insurance helps you rebuild your home and recover faster and more fully.
Floods can happen anywhere
99%
Since 1996, 99% of U.S. counties have been impacted by flooding. But only 4% of homeowners have flood insurance.
32%
Nearly one-third of NFIP flood insurance claims come from outside high-risk flood areas.
$68K
Policyholders get an average $68,000 claim payment, and they never have to repay it.
FAQs about flood insurance
Where it rains, it can flood. That’s true even if you don’t live near an ocean, lake or river. National Flood Insurance Program (NFIP) policies make recovery easier. NFIP policyholders saw average claim payments of $68,000 from 2016–2021.
The NFIP has coverage options to protect your home, belongings or business from floods. Flood insurance policies are an essential layer of protection, because most homeowners, renters and business insurance does not cover flood damage.
Flooding can happen just about anywhere it rains or snows. That means your home or business is at risk of flooding no matter where it is. Check your community’s flood zone and map to better understand your risk.