Understanding risks and costs

Anywhere it rains, it can flood. With flood insurance, you’ll be protected in the event of flood damage, whether it’s an inch of water or a major hurricane event.

The cost of flooding

Just one inch of flood water can cause more than $25,000 in damage.

What impacts my policy costs?

Your insurance premium depends on many factors – flood risk, home elevation, and more.

Policy costs and terms

Understand flood insurance policy costs, coverage limits, and deductibles.

How can I pay less?

Reducing your flood risk can reduce your flood insurance costs. Learn more.