Change your wildfire story.
After a wildfire there may be rain, mudflow and flood damage. Choose flood insurance and write your own ending.
5 Years
Flood risk remains significantly higher until vegetation is restored, about five years or more after a wildfire.
4% of homes
In 2024, only 4 percent of homes in states hit by wildfires had National Flood Insurance Program policies.
Resources to rewrite this story
Read about your flood risk
Understanding past floods in your area can help you understand your current flood risk.
The big picture of buying a policy
It’s easy to get flood insurance: Just get in touch with an agent.
From cover to coverage
Know more about the types of policies and what they cover.
Success Story: Turning a new page after Thomas
Montecito and Ventura, California, community members were essential to the region’s recovery following the devastating mudflows after the Thomas Fire of January 2018. Their experiences highlight the important role flood insurance plays in disaster preparation.