In Chicago, you are flooded with choices.
There's so much to do and see; you're not thinking about flooding. But flooding can happen anywhere, even if you're far from the Chicago River, Lake Michigan or any other water source.
Things You Need to Know

What causes flooding in cities?
Changing weather patterns, more storms, an increase in stormwater runoff and overwhelmed stormwater systems can all lead to flooding.

What is my risk?
Flooding is the most common and costly natural disaster. Where it can rain, it can flood.

What should I do to protect my home from flooding?
Most homeowners and renters insurance does not cover flood damage. Talk to your insurance agent to get coverage.

What about rentals?
Your landlord may have flood insurance to cover the building, but not your personal belongings. Contents-only flood insurance is available to protect the things you love.
Understand What Flood Insurance Covers
Check Your Neighborhood’s Flood Risk
Select the Policy That Works for You
Preserving Legacy and Community in Detroit’s Flood Environment
One bad rain can take away everything you’ve built for decades. Thanks to insurance and mitigation efforts, you can rebuild and preserve the spaces that help communities thrive.
Choose to Be Prepared for Flooding in Chicago
Follow these steps to protect your home and belongings from flood damage and you’ll be SET:
Store important documents in a waterproof space.
Elevate and anchor critical utilities.
Toss out debris from gutters and drains.