How to Write Your Flood Claim Appeal
FEMA responds to claims appeals with a decision and a memo. Reading these memos can help you learn how to write your own appeal. They also illustrate why flood insurance claim appeals are denied or overturned.
Displaying 37 - 48 of 89 results
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ICC Benefits Decision Upheld
The policyholder appeals the denial for Increased Cost of Compliance benefits. (Eligibility)
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No Direct Physical Loss Tile Floor Mold Mildew or Moisture Decision Upheld
The policyholder appeals the denial for no direct physical loss to their tile floor. (Coverage)
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No Direct Physical Loss Air Vents Mold Mildew or Moisture Decision Upheld
The policyholder appeals the denial for no direct physical loss for the cleaning of air vents. (Coverage)
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No Direct Physical Loss Tile Floors Decision Upheld
The policyholder appeals the denial for no direct physical loss to ceramic tile floors. (Coverage)
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ICC Benefits Decision Upheld
The policyholder appeals the denial for Increased Cost of Compliance benefits. (Eligibility)
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Earth Movement Direct Physical Loss Decision Upheld
The policyholder appeals the denial for no direct physical loss to the foundation due to earth movement (Coverage).
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No Direct Physical Loss HVAC Decision Upheld
The policyholder appeals the denial for no direct physical loss to the interior HVAC system. (Coverage)
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No Direct Physical Loss Garage Door Decision Upheld
The policyholder appeals the denial for no direct physical loss. (Coverage)
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Repair or Replace Prior Flood Damages Decision Upheld
The policyholder appeals the denial for flood-related damages not repaired or replaced after a prior flood event. (Coverage)
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Repair or Replace Prior Flood Damages Decision Upheld
The policyholder appeals the denial for flood-related damages not repaired or replaced after a prior flood event. (Coverage)
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Elevated Post-FIRM Building Coverage Limitations Decision Upheld
The policyholder appeals the denial due to post-FIRM elevated building restrictions. (Coverage.)