How to Write Your Flood Claim Appeal
FEMA responds to claims appeals with a decision and a memo. Reading these memos can help you learn how to write your own appeal. They also illustrate why flood insurance claim appeals are denied or overturned.
Displaying 61 - 72 of 89 results
-
Policy Renewal Decision Overturned
The policyholder appeals the denial for non-renewal of policy. (Eligibility)
-
No Direct Physical Loss Decision Overturned
The policyholder appeals the denial due to no direct physical loss to the front porch. (Coverage.)
-
Elevated post-FIRM Building Coverage Limitations Decision Overturned
The policyholder appeals the denial due to post-FIRM elevated building restrictions. (Coverage.)
-
No Direct Physical Loss Decision Upheld
The policyholder appeals the denial for building property due to no direct physical loss by of from flood and excluded property. (Coverage) -
No Direct Physical Loss Mold Moisture Mildew Decision Upheld
The policyholder appeals the denial for building property due to no direct physical loss by of from flood. (Coverage) -
No Direct Physical Loss Proof of Loss Decision Upheld
The policyholder appeals the denial of the granite countertops due to no direct physical loss by or from flood. (Coverage) -
Actual Cash Value Proof of Loss Decision Upheld
The policyholder appeals the denial for an additional payment for personal property items. (Price) -
Earth Movement Decision Upheld
The policyholder appeals the denial for structural and foundation damages due to earth movement. (Coverage) -
Mold, Mildew, and Moisture Exclusion Decision Upheld
The policyholder appeals the denial for staining on the concrete slab, tile grout, and tile surface due to mold, mildew, or moisture. (Scope) -
Increased Cost of Compliance Benefits Decision Upheld
The policyholder appeals the denial of Increased Cost of Compliance (ICC) coverage due to not meeting eligibility requirements. (Eligibility) -
Request for Additional Payment Decision Upheld
The policyholder appeals the denial for the request of an additional payment due to the failure of proving their loss. (Scope. Price.) -
Elevated Post-FIRM Coverage Limitations Decision Upheld
The policyholder appeals the denial related to basement limitations and coverage for structural drying. (Coverage. Scope. Price.)