Renew my flood insurance
If you’re here, you received our reminder that your flood insurance policy is expiring soon. To avoid a lapse in coverage and loss of any discounts you might have, renew your policy today. If your policy lapses, there is a 30-day waiting period before you’ll be protected again.
Easily renew your policy by clicking ‘Contact an Agent’ below. You also have the option to use certified mail to establish a premium payment date.
Make sure you have your policy number and bill ID handy when reaching out to your flood insurance agent.
Why should I renew my policy?
Maintaining flood insurance coverage means you’ll be able to recover faster and more fully after a flood event.
Even if you’ve never experienced a flooding event, you are still at risk.
- In the U.S., 99% of counties have been impacted by a flooding event since 1996.
Flooding is caused by a number of events... powerful storms, melting snowpack, broken dams, neighborhood construction or natural changes in the environment. All can result in flood loss.
Losses from floods can be emotionally and financially devastating.
Success Story
Hurricane Ida made landfall in New Jersey on Sept. 1, 2021. Being prepared makes the biggest difference. Thanks to insurance and other mitigation efforts people can take, everyone can feel like their homes and families will be safe in the next big flood.
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What is impacting my renewal rate?
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FEMA’s new rating system considers specific characteristics of a building–the Where, How and What–to provide a more modern, individualized and equitable flood insurance rate.
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Thinking about changing your coverage?
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Insurance decisions can be hard but consider the peace of mind knowing you are protecting the life you’ve built. Keep in mind, the best plan may be to lower the premium cost while still having the coverage to protect your property.